Managing your money, whether it’s sticking to a budget, saving for a home, or planning for retirement - can feel overwhelming. But it doesn’t have to be. With the right support, financial planning becomes more than just numbers on a spreadsheet.
Unlike traditional banks, credit unions are owned by their members - people who live and work in the same communities they serve. That local connection means decisions are made close to home, with people, not profits, at the heart of every move.
A great example of this community-first approach is the ‘Cake Box’ initiative from Envision Financial, a division of First West Credit Union, which started right here in Hope.
“Our Cake Box initiative is an extension of Envision’s Full Cupboard program, which helps local food banks support families in need,” says Julie Blok, Branch Manager at Envision Financial in Hope. “The Cake Box provides everything needed to make a birthday cake. It’s a small gesture, but one that brings a lot of joy to local families.”
The initiative has made such a difference that it’s now being considered for expansion to other Envision communities - proof that small ideas can spark big change.
Locally grown, personally invested
Beyond charitable programs, Envision is deeply involved in the fabric of the community, supporting events like Concerts In The Park and Brigade Days while tackling serious issues like food insecurity. Their local roots and member-driven mission shape everything they do, from community support to personalized financial advice.
“Sometimes, putting all your eggs in one basket is a good thing,” Blok says. “When you’re working with people who understand your goals and genuinely care, managing your money becomes a lot less stressful.”
Having a single, trusted partner for all your financial needs - from day-to-day banking to long-term planning - means you get advice that fits your full financial picture. Whether you're saving for your first home, building an investment portfolio, or growing your business, Envision Financial offers the services and support to help you succeed.
“I didn’t get much financial guidance when I was younger and it held me back,” Blok shares. “That’s why I’m passionate about promoting financial literacy and helping others get a strong start.”
Some may assume credit unions can't match the offerings of big banks, but the facts are Envision Financial provides everything from mortgages and refinancing to investment planning, all delivered with a personal touch.
“When it’s time to remortgage, it’s not just about getting you a new rate - it’s about understanding where you’re in life and where you want to go,” Blok says. “We take the time to listen, explore your options and tailor solutions that make sense for your goals, your budget, and your future.”
From opening your first account to navigating life’s major milestones, Envision Financial is committed to making your banking experience simple, supportive and local.
To learn more, visit envisionfinancial.ca or drop by the Hope branch to chat with a team that’s invested in you.
